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safeun20t  [Feb 22, 2013 at 08:27 PM]

Make it a priority. Schedule it within the first quarter — the earlier the better — so that it doesn’t fall off the radar and so that you can make the most of or reject opportunities that come your way based on your strategy.
Take it offsite. Tell clients you’ve got an all-day meeting with limited access to email. Empower your team to make decisions or have a meeting the day before to go over priorities so they can work independently.
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Get specific. Decide who will take responsibility for each task; who will follow-up to make sure things got done, (...) ; and who will initiate the periodic check-ins to make sure the plan is working.
Schedule a mid-year evaluation, (...) . We neverThe Theory of Yield Relativity
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Avoiding the garbage does mean sacrificing yield. This may seem unacceptable to some investors, who need a certain yield level to sustain their expendi­tures, (...) . That's dangerous thinking. At times the market won't offer reasonable yields above Treasuries. Stretching for yield at such times lures you into venturing beyond your risk tolerance--a truly devas­tating outcome, if you end up panicking and selling out at a bottom. Figure out your risk tolerance first, http://stellamccartney.webnode.fr/ , then construct the portfolio that maximizes return. Doing yield right isn't just about finding the most attractive yield opportunities today, but also being disciplined enough to walk away when the prospective rewards aren't rich enough. It's a continuous process, not a magic-bullet portfolio of hot picks right now.

I've put these ideas to work in ETFInvestor's ETF Income Portfolio, which attempts to beat Treasury bills by 5% with the lowest risk possible. The absolute return mandate frees me to invest with full conviction in asset classes that I feel have the best valuations. It's staked with about $140,000 of Morningstar's capital, and I have a big chunk of my retirement funds in it, too.

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